Poonawalla Fincorp Ltd. introduces its Premier Gold Advantage personal loan scheme—designed to reward eligible salaried individuals with attractive interest rates, low processing fees, and faster disbursement options. Here’s a comprehensive breakdown of this limited-period offer:
Premier Gold Advantage – Key Highlights
1. Loan Amount
- As per existing eligibility and internal norms.
2. Rate of Interest (ROI)
- 12.49% for loan amounts ₹10 lakh and above
- 12.75% for loan amounts between ₹5 lakh and ₹9.99 lakh
- 12.99% for loan amounts below ₹5 lakh
3. Processing Fee
- 0.99% + GST – a highly competitive rate to ensure affordability.
4. Eligibility Criteria
- Offer applicable only for customers employed in:
- Super A
- Cat A
- Government GA segments
5. Restrictions
- Not eligible for:
- Credit Card (CC) balance transfers
- APP Loan balance transfers
6. Minimum Net Take Home (NTH) Salary
- Metro Cities: ₹75,000
- Non-Metro Cities: ₹50,000
7. Validity
- This Limited Period Offer (LPO) is valid only for cases disbursed in May.
Additional ROI & PF for High FOIR Segments
For borrowers with FOIR greater than 75%, the following rate adjustments apply:
| FOIR | Tenure | Additional ROI | Processing Fee (PF) |
|---|---|---|---|
| >75% | 7 Years | 0.49% | 0.25% |
| >75% | 6 Years | 0.25% | 0.25% |
Why Choose Poonawalla Fincorp’s Premier Gold Advantage?
With preferential interest rates, eligibility focused on premium employment categories, and transparent processing charges, the Premier Gold Advantage offer makes personal financing smarter and more affordable.
Don’t miss out—ensure disbursement within May to avail this exclusive benefit!
