Need a high-value personal loan with flexible terms? Axis Bank offers India’s most premium personal loan program with amounts up to ₹40L and tenure up to 7 years!
🔥 Why Choose Axis Bank PL? (Key USPs)
✅ Highest Loan Amount: Up to ₹40 Lakhs
✅ Longest Tenure: 84 months (7 years) repayment
✅ Lowest Interest Rate: From 11.15% p.a. (lowest in industry)
✅ High FOIR Limit: Up to 80% of income (best for high EMIs)
✅ Relaxed CIBIL Rules: 0/-1 CIBIL score? Still get up to ₹15L!
📌 Eligibility Made Simple
1. Who Can Apply?
✔ Age: 21-60 years
✔ Salary:
- Listed Companies: ₹25K+ monthly
- Unlisted Companies: ₹40K+ monthly
✔ CIBIL Score: 740+ (for best rates)
2. Special Cases Welcome!
- Defense Personnel: Up to ₹40L
- Doctors/LIC Agents: Up to ₹40L under Consultant Program
- New-to-Credit: ₹15L without credit history
💰 Flexible Income Calculation
Axis Bank considers ALL income sources:
• Basic Salary • Bonus • Pension • Rent Income
• FD Interest • Dividends • Incentives
🔄 Balance Transfer Benefits
✅ Take over loans from any bank/NBFC/fintech
✅ Max 5 balance transfers allowed
✅ OD Balance Transfer possible after 6 EMIs (Bajaj/Tata)
📝 Documents Required
• PAN Card + Address Proof
• 3 Months Salary Slips
• 3 Months Bank Statements
• For BT: Loan repayment schedule
🎯 Special Perks
• Last 6 EMIs not counted in eligibility
• Home Loan EMI 50% waived if spouse is co-borrower
• Credit Card Debt? Only 4% of outstanding considered
💡 Pro Tip:
“Salaries above ₹75K get best interest rates and maximum loan amounts!”
Apply Now!
📍 Visit website here..
